Medical loan - NO COST EMI - Care Now Pay Later

Platform that helps to unlock upto 45% More Revenue from Patients Who Walk Away due to financial constrains- Stop losing patients to out-of-pocket stickers.

Medical Loan – No Cost EMI

Care Now, Pay Later

Zero % Interest-Free EMI Plans for Medical Procedures.
Practices we cover like: IVF & Obstetrics • Dental • Dermatology & Trichology • Ophthalmology (LASIK) • Cosmetic & Plastic Surgery • Orthopedic • Bariatric • Alternative Medicine • Preventive Care & Wellness • Multi-specialty Hospitals & Healthcare Surgery & Treatments

  • 0% interestEMI up to 36 months
  • Instant approval2–5 min from application to approval
  • Loan top-upOne-click top-up for additional medical treatment
  • 100% digitalPaperless, no hidden charges
Get instant approval

  • Upfront settlement, zero risk

    Your clinic receives the procedure billing payment upfront. We and our lending partners manage the monthly EMI collection.

  • Overcome price resistance

    Turn high-ticket medical treatment procedures, Aesthetic, Dermatology, Cosmetic Surgery, Dental Implant, Knee Replacement etc. and IVF packages into small monthly NO COST EMI plans.

  • Fewer consultation drop-outs

    Stop losing patients. On-the-spot approval turns inquiries into booked procedures.

  • Higher average ticket value

    Help patients choose premium upgrades, advanced laser, cosmetic surgery procedures or complete IVF packages they thought were out of reach.

Business and personal lending

Beyond patient financing, we help healthcare professionals and business owners with a wide range of loan services through our multi-lender network.

  • Business Loan

    Funds to expand your clinic, hospital or business and keep growth on track.

  • Personal Loan

    Customized unsecured credit lines for professionals and individuals.

  • Equipment Finance

    Capital to acquire medical devices, lasers and other medical procedures tools.

  • LAS (Loan Against Security)

    High-value funding by leveraging your securities.

  • LAP (Loan Against Property)

    High-value funding by leveraging your personal or commercial property.

  • Working Capital

    Smooth cash-flow management for daily operations and clinic expansion.

  • Home Loan

    Finance to buy, build or renovate your home.

  • Not sure which loan fits?

    Talk to our team and we will match you with the right lender from our network.

    Contact us
Patient financing for clinics

Care Now, Pay Laterwith FinHealth

Make quality healthcare accessible and grow your clinic with ease.

Get instant approvalExplore lending options

Trusted by clinics and hospitals across India.

Here’s why clinics trust FinHealth

  • Instant loan approvalsIn 2–5 mins
  • 0% interest EMIsUp to 36 months
  • Financing per patientUp to ₹10 Lakhs
  • Application process100% digital and paperless
  • ChargesNo onboarding or hidden charges
  • PresencePan India
Testimonials

What clinics say about FinHealth

Doctors and hospital owners share how patient financing changed the way they work.

  • ★★★★★
    Patients who used to postpone treatment now say yes on the spot. The 0% EMI option made our high-value procedures far easier to approve.
    Dr. Ananya MehtaDental Studio, Pune
  • ★★★★★
    The approval takes only a few minutes and the whole process is paperless. My front desk team handles it without any extra training.
    Dr. Rohit SharmaSkin & Hair Clinic, Lucknow
  • ★★★★★
    No joining fees and no hidden charges. That transparency is what convinced us, and our patients appreciate it too.
    Dr. Priya NairEye Care Centre, Kochi
  • ★★★★★
    We have seen more patients complete their full treatment plan since we started offering easy financing at the counter.
    Dr. Vikram KhannaOrthopaedic Hospital, Jaipur
  • ★★★★★
    Eligibility check, KYC and disbursal all happen online. The loan reaches us directly, so there is no chasing payments from patients.
    Dr. Sneha GuptaFertility Centre, Delhi
  • ★★★★★
    Our community reputation has grown because families know they can get quality care without a heavy upfront payment.
    Dr. Arjun ReddyMultispeciality Clinic, Hyderabad